D'Amico & Associates

Earthquake Insurance throughout Florida

If you live in a seismically active area, earthquake insurance can be crucial. Standard homeowners policies don’t cover earthquake damage — leaving you to pay out of pocket. Earthquake insurance covers structure, personal belongings, and additional living expenses if your home becomes uninhabitable.

Earthquakes cause swift, extensive structural damage — foundation cracks, collapsed walls, broken pipes. Policies are specifically tailored to address these issues.

An illustrated ground contains cracks and collapses into the shape of a question mark

Standard HO
Not Covered

Structure
Covered

Belongings
Covered

Extra Living
Covered

Your standard homeowners policy doesn’t cover earthquakes.

The professionals at D'Amico & Associates in Clermont, Florida will outline your protection options.

Earthquakes cause swift, extensive structural damage — foundation cracks, collapsed walls, broken pipes, and more.

Some earthquake policies even offer retrofitting discounts to strengthen homes against future seismic activity. The professionals at D'Amico & Associates can help you understand your risk and your coverage options.

Earthquake damage is excluded from standard homeowners policies — a separate earthquake policy fills this critical gap in your protection.

Earthquake Insurance — Coverages Can Include:


Structural/foundation damage

Personal belongings

Additional living expenses

Foundation & wall repairs

Broken pipes & systems

Retrofitting discounts

Swift recovery support

Specialized seismic coverage

United States Seismic Risk Map

United States Seismic Probability Map

Contact D'Amico & Associates in Clermont, Florida to learn more about earthquake insurance options for your property.